You must be within the issue ages listed below to be eligible to enroll for coverage.
Life and Critical Illness Insurance:
Eligibility age to enroll: ages 18-71 inclusive
Life and Loss of Employment:
Eligibility age to enroll: ages 18-65 inclusive. The debtor must be employed and have been continuously working at occupation for a minimum of 20 hours per week for 12 consecutive months and must have not have personally received formal or informal notice of the impending loss of your employment.
Eligibility age to enroll: ages 18-65 inclusive
Employment Eligibility Requirement for Disability Coverage:
On the effective date of insurance, you must be gainfully employed and work at least 25 hours per week during the last 30 days or must be gainfully employed as a seasonal employee and have been so employed for 13 consecutive weeks during the 12 month period immediately preceding the effective date of insurance.
Health Questionnaire Requirement:
If you are applying for Life or Life and Critical Illness insurance and you’re aged 66 or older or applying for Life & Critical Illness with insurance coverage over $100,000, you must complete a health questionnaire.